Insights

Term Life vs. Whole Life Insurance: Key Differences and ...

When you think about your future, you may have a picture in mind of what you hope it will look like. Perhaps you want to get married and have a family, buy a home, or even start your own business. You may also have goals you hope to achieve, such

Guides

How to Make Money in Stocks

How to Make Money in Stocks is a widely-read investment book for beginning investors of all ages. The book is about growth investing, or buying companies with the potential to grow sales and earnings at a rapid clip. 1. Understand Your Investment Goals The first step in any investment plan

Guides

Will vs. Trust: What Do You Need? Cost, Process and Uses

What is a will? A will is a legal document that outlines how your assets and property should be distributed upon your death. A will also allows you to name a guardian for your minor children. A will can be changed at any time and is only effective upon your

Guides

What Is a Good Credit Score and How Do I Get One?

What Is a Good Credit Score and How Do I Get One? A good credit score is important for a healthy financial life. If your score is less than stellar, you’ll have a harder time getting a loan, finding an apartment, and even landing certain jobs. The good news

Guides

What are Mortgage Closing Costs?

You’ve found the perfect house and are ready to buy. Now you just need to pay for it. You probably know that you need a down payment, but what are mortgage closing costs? You may not be aware that you’ll also need cash for closing. To help you

Guides

Down Payment on a House: How Much Do You Really Need...

If you’re thinking about buying a home, you’ve no doubt started saving up for a down payment. Generally, mortgage lenders like to see a 20% down payment, but do you really need that much? No, and in fact, no-money-down mortgages are more common than you might think. Let’

Guides

Debt Relief: What It Is, How It Works

If you’re struggling to make ends meet or to pay off high-interest debt, you might be wondering whether there’s a way to get some relief. You’re not alone. The average American has more than $90,000 in debt, and many people spend years trying to pay it

Guides

How to Build Credit With and Without a Credit Card

Building credit is a necessity. A solid credit history and good credit score can be the key to securing a mortgage, a car loan or even a job. But if you’ve never had credit, how do you get a credit card or a loan? On the other hand, if

Guides

Financial Planning Basics: How to Make a Plan

Creating a financial plan may seem overwhelming to those that have never completed one, but taking the first steps to creating a plan is much easier than you may think. Set Specific Goals What are your short-term and long-term goals? What does financial success look like to you? You may

Guides

Cryptocurrency Basics: Uncover the Hidden Pros and Cons That Could Make You a Fortune or Leave You Broke!

So, what’s this cryptocurrency craze all about? If you’re asking that question, don’t worry, you’re not alone. The world of cryptocurrency is a mystery to many people and unless you’ve been following it for a while, the lingo, the process of buying, and the different

Guides

APY vs Interest Rate: Unlocking the Secrets to Maximizing Your Savings!

APY vs Interest Rate: What's the Difference? When you decide to open a savings account, there are a number of factors to consider. How much money do you need to open the account? Will you be able to access your money easily? And, what is the difference between

Insights

How Much of Your Income Should Go to Rent? Discover the Shocking Percentage Experts Say You Can’t Ignore!

How Much of Your Income Should Go to Rent? Discover the Shocking Percentage Experts Say You Can’t Ignore! The general rule of thumb is that you can afford to pay up to 30 percent of your income on rent. If you’re looking for an apartment that won’t

Guides

The Best Index Funds and How to Start Investing

If you’re new to investing, you may have heard of index funds — but you may not be sure exactly what they are, how they work, or how to invest in them. Index funds are a popular investment option for beginners and veterans alike. They offer a low-cost way to

Insights

Business Plan: What it Is, How to Write One

If you’re starting a business, you know that a business plan is essential.

Insights

How to Start a Vending Machine Business: Cost, Tips, Pros ...

Starting a vending machine business isn’t just about location and snacks.

Insights

What Is a Money Order? How to Fill Out and How It Works

A money order is a secure form of payment—similar to a check, but guaranteed by the issuer.

Guides

What To Do When the Stock Market Crashes

When the stock market plunges, it can feel like the ground is disappearing beneath your feet.

Guides

Bonds vs. Stocks: A Beginner's Guide

Not sure whether to invest in bonds or stocks? This beginner-friendly guide shows you how to.

Strategies

What is margin investing?

Margin investing lets you use borrowed cash to buy stocks, which can ramp up your returns.

Guides

Understanding Investment Personalities: Which One Are You?

Discover the three key investment personalities shaping your financial decisions.

What's new Featured

Smart Investing for Beginners: How to Build Wealth with Confidence

Take control of your financial future with ease.